☎ 0750 222888 ✉ info@jisotinsure.com 📍 Kasarani-Mwiki Road, Nairobi 🕑 Mon – Fri, 8AM–6PM · Sat, 8AM–1PM
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Every Insurance Product We Place, in One Place

Filter by category or scroll through the full catalogue. Tap "Learn More" on any product to see exactly what's covered.

01 🧑 Personal Lines

Cover built around you, your vehicle, your health and your household.

🚗 Motor

Private motor vehicleMotor

Motor Insurance

Comprehensive or third-party cover for your personal vehicle, with an optional instalment plan.

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  • Accidental impact, fire & theft cover (comprehensive)
  • Third-party bodily injury & property damage (TPO)
  • Windscreen & entertainment system cover
  • Instalment payment option available

🏥 Medical

Medical care for individuals and familiesMedical

Individual & Family Medical

Inpatient, outpatient and maternity cover for you and your household, from newborn to 80 years.

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  • Standalone child cover, term babies from 38 weeks
  • Embedded travel cover on select plans
  • Wide hospital network across Kenya
  • Optional outpatient & dental/optical riders
Personal accident coverIndividual

Personal Accident Cover

A lump-sum benefit for accidental death or disablement, on the road, at work, or at home.

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  • Accidental death & permanent disablement benefit
  • Weekly compensation for temporary disability
  • Combined family personal accident option

✈️ Travel

Travel insurance for your next tripTravel

Travel Insurance

Single-trip and annual multi-trip cover, with emergency medical cover abroad, cancellation and luggage protection.

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  • Emergency medical expenses abroad
  • Trip cancellation & curtailment cover
  • Lost, delayed or damaged luggage
  • Single-trip or annual multi-trip options

🏠 Personal & Property

Modern residential homeHomeowners

Home Insurance

Combined building, contents and liability cover for the home you live in — whether you own or rent.

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  • Fire & special perils on the building structure
  • Contents & personal belongings
  • Burglary & theft with forcible entry
  • Public liability for visitors and domestic staff

🧩 Micro-Insurance

Boda boda rider with passengerTwo-Wheeler

Motorcycle/Boda

Affordable cover for motorcycle owners and riders — accident, third-party and theft protection.

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  • Third-party or comprehensive cover for motorcycles
  • Rider personal accident add-on
  • Daily, weekly or monthly premium options
Micro insurance for informal sector workersInformal Sector

Micro Insurance

Affordable, flexible cover for traders and informal-sector workers, paid in small, regular instalments.

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  • Daily, weekly or monthly premium options
  • Mobile-money payment for easy renewal
  • Fast, simplified claims process

02 🏢 Commercial Lines

Protecting the assets, fleets, people and liabilities that keep a business running.

⚓️ Marine

Cargo ship at portCargo

Marine

Cover for goods in transit by sea, air or road — from the point of origin to final destination.

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  • Import & export cargo cover
  • Marine hull cover for vessel owners
  • Single-consignment or open-cover policies

🚗 Motor

Commercial passenger vanCommercial & PSV

Motor Commercial & PSV

Matatu, boda boda, SACCO and fleet/haulage cover built for vehicles on the road for a living.

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  • Passenger legal liability for PSVs
  • Fleet discounts for multiple vehicles
  • Excess protector add-on
  • Political violence & terrorism cover

🏢 Business & Corporate

Doctor working on a laptop10+ Employees

Corporate & SME Health Insurance

Tailor-made group medical schemes for businesses of every size, from SMEs to large corporates.

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  • Flexible benefit tiers by staff cadre
  • Dedicated relationship officer for your account
  • Dependents cover option for staff families
  • Simplified onboarding & claims processing
Firefighters battling a building fireProperty

Fire, Industrial & Property

All-risks and fire & special perils cover for offices, warehouses and industrial premises.

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  • Buildings, machinery, stock & equipment cover
  • Business interruption add-on
  • Burglary & theft with forcible entry
Workers on a Nairobi streetCompliance

WIBA (Work Injury Benefits Act)

Statutory cover protecting your business against employee injury or death claims at work. Mandatory for employers.

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  • Meets Work Injury Benefits Act compliance requirements
  • Covers medical expenses & compensation for injury at work
  • Mandatory for all Kenyan employers
Construction worker with hard hatsLiability

Professional Indemnity & Public Liability

Protection against claims of negligence, errors, or third-party injury linked to your business.

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  • Covers legal defence costs & settlements
  • Public liability for injury to clients or visitors
  • Recommended for consultancies, agencies & contractors
Students at a career fairInstitutions

Student Cover

Group medical and accident cover for schools, colleges and universities, tailored to student needs.

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  • Group medical & personal accident cover for students
  • Simplified enrolment through the institution
  • Optional cover for boarding & off-campus activities

🧩 Micro-Insurance

Maize farm in KitaleAgriculture

Crop & Livestock Insurance

Protects farmers from financial loss due to disease, drought, theft or accident.

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  • Covers crop loss from drought, disease or flooding
  • Livestock cover for theft, disease or accident
  • Designed for smallholder & commercial farmers

03 ❤️ Life Insurance

Protecting your family's financial future, whatever happens.

🏢 Business & Corporate

Group life assurance for employeesEmployee Benefits

Group Life Assurance

A lump-sum death benefit for employees' beneficiaries, funded by the employer.

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  • Sum assured typically a multiple of annual salary
  • Simple enrolment, no individual medicals
  • Boosts staff retention as a benefit

📈 Investment

Family holding hands in an ambulance48hr Payout

Last Expense & Credit

Immediate burial-cost cover paid within 48 hours, plus loan-security life cover.

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  • Last expense: burial costs paid within 48 hrs of claim
  • Credit: settles a borrower's outstanding loan balance
  • No medical exam required for standard sums assured
Students in a classroomEducation Savings

Education Solutions

A flexible-term savings plan that secures school fees with terminal and reversionary bonuses.

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  • Flexible term lengths matched to your child's school stage
  • Terminal & reversionary bonuses on maturity
  • Waiver of premium benefit on parent's disability

❤️ Life

Whole Life Insurance wooden blocksLifelong Cover

Whole Life

Permanent life cover that runs for as long as you live, often building cash value over time.

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  • Guaranteed lifelong death benefit
  • Builds cash/surrender value over the policy term
  • Premiums can be structured to fit your budget
Income Protection Insurance umbrella graphicIncome

Income Protection

Replaces a share of your income if illness or injury keeps you from working.

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  • Monthly benefit while unable to work due to illness/injury
  • Choice of waiting period & benefit term
  • Especially valuable for the self-employed

04 📈 Investment & Pension

Building savings and security for retirement and beyond.

📈 Investment

Elderly hands holding coinsRetirement

Pension & Annuity Plans

Individual and corporate retirement schemes — start investing from as little as Kshs 2,000.

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  • Individual Pension Plans (IPP) with flexible top-ups
  • Corporate retirement benefit schemes
  • Guaranteed-return annuity options at retirement

💰 Pension & Savings

Rising stack of coinsShort-Term Savings

MMF (Money Market Fund)

A low-risk, flexible savings vehicle with daily interest accrual and easy access to your funds.

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  • Daily interest accrual, paid out monthly
  • Low minimum investment to get started
  • Withdraw funds within a few business days
Scrabble tiles spelling TRUSTEstate Planning

Trusts

Structured estate and wealth-management arrangements that protect and pass on assets on your terms.

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  • Family, education & charitable trust structures
  • Protects assets for named beneficiaries
  • Professional trustee administration
Hand placing a coin into a piggy bankStatutory

NSSF Tier 2

Guidance and placement for the contracted-out Tier II portion of your NSSF contributions.

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  • Helps employers set up a registered Tier II scheme
  • Contracted-out contributions managed on your behalf
  • Statutory compliance under the NSSF Act

Not sure which cover fits?

Tell us a bit about what you need protected and we'll recommend the right policy — no jargon, no pressure.